3 verses have
“says”
in Edition Clear Qur'an by Talal Itani / An-Nisaa (The Women)
4:18But repentance is not available for those who commit evils, until when death approaches one of them, he says, “Now I repent,” nor for those who die as disbelievers. These—We have prepared for them a painful torment.
4:72Among you is he who lags behind. Then, when a calamity befalls you, he says, “God has favored me, that I was not martyred with them.”
4:73But when some bounty from God comes to you, he says—as if no affection existed between you and him—“If only I had been with them, I would have achieved a great victory.”
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Those who spend their wealth by night and day, privately and publicly, will receive their reward from their Lord. They have nothing to fear, nor shall they grieve.
The Holy Quran · Al-Baqara (The Cow) · 2:274