4 verses have
if
in Edition Clear Qur'an by Talal Itani / Al-Fath (The Victory)

48:11The Desert-Arabs who remained behind will say to you, “Our belongings and our families have preoccupied us, so ask forgiveness for us.” They say with their tongues what is not in their hearts. Say, “Who can avail you anything against God, if He desires loss for you, or desires gain for you?” In fact, God is Informed of what you do.

48:14To God belongs the kingdom of the heavens and the earth. He forgives whomever He wills, and He punishes whomever He wills. God is Forgiving and Merciful.

48:16Say to the Desert-Arabs who lagged behind, “You will be called against a people of great might; you will fight them, unless they submit. If you obey, God will give you a fine reward. But if you turn away, as you turned away before, He will punish you with a painful punishment.”

48:22If those who disbelieve had fought you, they would have turned back and fled, then found neither protector nor helper.