3 verses have
say
in Edition Clear Qur'an by Talal Itani / Al-Hujuraat (The Inner Apartments)

49:14The Desert-Arabs say, “We have believed.” Say, “You have not believed; but say, ‘We have submitted,’ for faith has not yet entered into your hearts. But if you obey God and His Messenger, He will not diminish any of your deeds. God is Forgiving and Merciful.”

49:16Say, “Are you going to teach God about your religion, when God knows everything in the heavens and the earth, and God is aware of all things?”

49:17They regarded it a favor to you that they have submitted. Say, “Do not consider your submission a favor to me; it is God who has done you a favor by guiding you to the faith, if you are sincere.”