3 verses have
“say”
in Edition Clear Qur'an by Talal Itani / An-Naazi'aat (Those who drag forth)
79:10They say, “Are we to be restored to the original condition?
79:12They say, “This is a losing proposition.”
79:18And say, “Do you care to be cleansed?
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Those who spend their wealth by night and day, privately and publicly, will receive their reward from their Lord. They have nothing to fear, nor shall they grieve.
The Holy Quran · Al-Baqara (The Cow) · 2:274