3 verses have
say
in Edition Clear Qur'an by Talal Itani / Al-Fajr (The Dawn)

89:15As for man, whenever his Lord tests him, and honors him, and prospers him, he says, “My Lord has honored me.”

89:16But whenever He tests him, and restricts his livelihood for him, he says, “My Lord has insulted me.”

89:24He will say, “If only I had forwarded for my life.”